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HR. 6337 β€” ROAD to Housing Act of 2025

ROAD to Housing Act of 2025

Updated: 12/1/2025

TL;DR (AI)

  • The bill revises housing counseling and financial literacy programs, potentially requiring counselor retesting and allowing counseling costs for delinquent borrowers to be covered by the Mutual Mortgage Insurance Fund.
  • It amends the Rental Assistance Demonstration program, requiring annual assessments of its impact and ensuring tenant protections remain in effect.
  • The bill prioritizes housing projects in qualified opportunity zones for covered grant funding.
  • It establishes guidelines for state and local zoning frameworks to support housing production and abolishes the Regulatory Barriers Clearinghouse.
  • The Whole-Home Repairs Act provides grants and loans for eligible homeowners and landlords to address habitability, accessibility, and energy efficiency, administered by HUD with a termination date of October 1, 2031.
119th Congressin committeeS. 2651(In Committee)Official page

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Other Sections

Includes provisions on preamble, short title., and 1 more.

3 sections

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TITLE I

-IMPROVING FINANCIAL LITERACY

2 sections

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TITLE II

-BUILDING MORE IN AMERICA

16 sections

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TITLE III

-MANUFACTURED HOUSING FOR AMERICA

5 sections

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TITLE V

-PROGRAM REFORM

7 sections

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TITLE VII

-OVERSIGHT AND ACCOUNTABILITY

6 sections

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TITLE VIII

-COORDINATION, STUDIES, AND REPORTING

4 sections

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TITLE IV

-ACCESSING THE AMERICAN DREAM

5 sections

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TITLE VI

-VETERANS AND HOUSING

3 sections

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