What does Preamble of Loan Forgiveness for Educators Act of 2026 do?

This bill is formally titled 'To amend the Higher Education Act of 1965 to provide enhanced student loan relief to educators, and for other purposes.'

What does SHORT TITLE. of Loan Forgiveness for Educators Act of 2026 do?

This bill is formally titled the Loan Forgiveness for Educators Act of 2026.

What does LOAN FORGIVENESS AND CANCELLATION FOR EDUCATORS. of Loan Forgiveness for Educators Act of 2026 do?

This section amends Section 428J of the Higher Education Act of 1965 to establish a program for loan forgiveness for educators. The program aims to enhance access to a well-prepared, diverse, and stable educator workforce by eliminating debt burdens. Qualifying educators may receive forgiveness of up to 100 percent of their covered loan obligations after completing five years of qualifying service. The Secretary may also enter into agreements with qualifying educators to assume monthly loan obligations during their qualifying service. The Loan Forgiveness for Educators Act of 2026 will take effect 180 days after enactment. The programs established under this section will be known as Educator Loan Forgiveness Programs.

What does NOTICE TO BORROWERS. of Loan Forgiveness for Educators Act of 2026 do?

This section requires the Secretary of Education, in coordination with the Secretary of Health and Human Services, to notify various stakeholders about amendments to loan forgiveness and loan cancellation programs. The notification must occur within 180 days of the Secretary of Education implementing the programs under this Act. The notification should explain how loans accrued before the Act's enactment may qualify for forgiveness or cancellation. The notification should also explain how service performed before the Act's enactment may count towards qualifying service requirements.

What does WAIVER OF NEGOTIATED RULEMAKING. of Loan Forgiveness for Educators Act of 2026 do?

This section allows the Secretary of Education to waive the application of negotiated rulemaking. The waiver applies to the implementation of this Act, any amendments made by this Act, and any regulations promulgated under this Act or such amendments. The authority to waive negotiated rulemaking is based on section 492 of the Higher Education Act of 1965.

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Loan Forgiveness for Educators Act of 2026

Last updated: 5/19/2026 · Introduced: 5/19/2026

Author: Ben Luján (D-NM)

TL;DR (AI)

This bill establishes Educator Loan Forgiveness Programs under the Higher Education Act of 1965, allowing eligible educators to receive up to 100 percent forgiveness of their student loan debt after five years of qualifying service.
The Secretary of Education, in coordination with the Secretary of Health and Human Services, must notify stakeholders about how existing loans and prior service may qualify for forgiveness or cancellation under the new programs.
The Secretary of Education is authorized to waive negotiated rulemaking requirements during the implementation of this Act and its associated regulations.

119th Congressin committeeHR. 8896(In Committee)Official page

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Other Sections

Includes provisions on preamble, short title., and 3 more.

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