What does PROHIBITION ON REPORTING ADVERSE ITEMS OF INFORMATION RELATING of A bill to protect the credit of Federal workers during a government shutdown. do?

This section amends the Fair Credit Reporting Act to prohibit consumer reporting agencies from reporting adverse information related to the debt of federal workers during government shutdowns. A 'covered individual' is defined as an employee of the U.S. Government or the District of Columbia whose employing agency is subject to a lapse of appropriations. A 'covered period' begins when there is a lapse in appropriations exceeding 24 hours and ends 30 days after appropriations are restored. Upon direct request, consumer reporting agencies must delete and prohibit disclosure of excluded information for covered individuals, free of charge. The Director of the Office of Management and Budget must notify consumer reporting agencies of the start and end of a lapse in appropriations impacting covered individuals. A technical amendment updates references to paragraphs in the Fair Credit Reporting Act. The Act's provisions apply to covered periods beginning on or after February 1, 2026.

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A bill to protect the credit of Federal workers during a government shutdown.

Q: What does Preamble of A bill to protect the credit of Federal workers during a government shutdown. do?

This bill is formally titled 'A bill to protect the credit of Federal workers during a government shutdown.'

Q: What does SHORT TITLE. of A bill to protect the credit of Federal workers during a government shutdown. do?

This bill is formally titled the Federal Worker Credit Protection Act of 2026.

Last updated: 4/30/2026 · Introduced: 4/30/2026

Author: Mark Kelly (D-AZ)

TL;DR (AI)

This bill amends the Fair Credit Reporting Act to prevent consumer reporting agencies from reporting negative information related to the debt of federal employees during government shutdowns.
The bill establishes a 'covered period' for these protections, beginning after a 24-hour lapse in appropriations and lasting 30 days after funding is restored.
Federal agencies and the Office of Management and Budget are required to notify consumer reporting agencies about the start and end dates of these covered periods.

119th Congressin committeeOfficial page

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Includes provisions on preamble, short title., and 1 more.

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