What does Preamble of S 3924 do?

This bill proposes to amend title II of the Social Security Act. The proposed amendment would permit disabled individuals to elect to receive disability insurance benefits during the disability insurance benefit waiting period. The bill's stated purpose is 'to permit disabled individuals to elect to receive disability insurance benefits during the disability insurance benefit waiting period, and for other purposes.'

What does SHORT TITLE. of S 3924 do?

This bill is formally titled the 'We Can't Wait Act of 2026'.

What does ELECTION TO RECEIVE. of S 3924 do?

This section amends Section 223(a) of the Social Security Act to allow individuals to elect to receive disability insurance benefits during their waiting period. Individuals may make this election in writing within specific timeframes related to their application for disability insurance benefits. The benefit amount for those electing to receive benefits during the waiting period is calculated as a percentage of the standard disability insurance benefit, initially set at 94.25% for a specific period. The Chief Actuary of the Social Security Administration is required to calculate a percentage every five years to ensure the fiscal impact on the Federal Disability Insurance Trust Fund is neutral. The Commissioner of Social Security must update application forms to include an option for applicants to elect to receive benefits during the waiting period. The amendments apply to applications for disability insurance benefits that are made or pending on or after 180 days after the date of enactment of this Act.

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We Can't Wait Act of 2026 — S. 3924

Last updated: 2/25/2026 · Introduced: 2/25/2026

Author: Susan Collins (R-ME)

TL;DR (AI)

This bill allows individuals applying for disability insurance benefits to elect to receive a portion of those benefits (initially 94.25%) during the waiting period.
The Social Security Administration will adjust the percentage of benefits paid during the waiting period every five years to maintain fiscal neutrality for the Federal Disability Insurance Trust Fund.
The changes apply to disability insurance benefit applications submitted or pending 180 days after the bill's enactment.

119th Congressin committeeOfficial page

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Includes provisions on preamble, short title., and 1 more.

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