What does Preamble of S 3798 do?

This bill, formally titled the Safe Access to Cash Act of 2026, aims to amend title 18, United States Code, to establish criminal offenses related to violations involving ATMs. The legislation expands criminal offenses to include actions against ATM users, servicers, owners, and operators, regardless of the ATM's location relative to a financial institution. It establishes penalties for offenses such as robbery, tampering, theft, and extortion involving ATMs, with varying punishments based on the value of property taken or the severity of the assault. The bill defines key terms like 'ATM' to include network-connected automated teller machines and clarifies the meaning of 'extortion' for the purposes of these offenses.

What does SHORT TITLE. of S 3798 do?

This bill is formally titled the Safe Access to Cash Act of 2026.

What does OFFENSES RELATED TO ATM ROBBERY AND INCIDENTAL CRIMES. of S 3798 do?

This section amends Chapter 103 of Title 18, United States Code, by inserting a new section, 2113A, addressing offenses related to ATM robbery and incidental crimes. It establishes offenses against ATM users and servicers, including taking property by force, violence, intimidation, or extortion. The section also defines offenses against property, differentiating punishments based on the value of the property removed from the ATM (exceeding or not exceeding $1,000). It criminalizes the receipt, possession, or disposal of property unlawfully taken in violation of the section, with punishments mirroring those for the initial taker. The bill includes provisions for assault and killing or forced accompaniment in connection with these offenses, with varying penalties based on the severity of the actions. The section provides definitions for 'ATM' and clarifies the meanings of 'bank,' 'credit union,' and 'savings and loan association' as defined in section 2113.

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Safe Access to Cash Act of 2026 — S. 3798

Last updated: 3/5/2026 · Introduced: 2/5/2026

Author: Ted Cruz (R-TX)

TL;DR (AI)

The Safe Access to Cash Act of 2026 establishes new federal criminal offenses related to ATM robbery, tampering, theft, and extortion, targeting ATM users, servicers, owners, and operators.
This bill differentiates penalties based on the value of property taken from ATMs (over or under $1,000) and includes enhanced punishments for assault or violence connected to these offenses.
The legislation clarifies definitions of key terms like 'ATM' and 'extortion' to apply specifically to offenses involving automated teller machines.

119th Congressin committeeOfficial page

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Includes provisions on preamble, short title., and 1 more.

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