What does Preamble of S 127 do?

This bill is formally titled 'To establish a whole-home repairs program for eligible homeowners and eligible landlords, and for other purposes.' The bill aims to establish a whole-home repairs program for eligible homeowners and landlords.

What does SHORT TITLE. of S 127 do?

This bill is formally titled the Whole-Home Repairs Act of 2025.

What does DEFINITIONS. of S 127 do?

This section defines key terms used throughout the Act. An 'affordable unit' is defined as a unit with rent affordable to a tenant earning at or below 80% of the area median income. An 'assisted unit' is a unit undergoing repairs through a whole-home repairs program. An 'eligible homeowner' must have a household income not more than 80% of the area median income or meet other income criteria, and must own and occupy the property. An 'eligible landlord' owns fewer than 10 rental properties, with a majority of affordable units, and agrees to provisions outlined in section 3(c). A 'forgivable loan' is a loan secured by a lien that may be forgiven after three years if the landlord complies with the loan agreement. An 'implementing organization' is a unit of general local government or a State administering a whole-home repairs program. A 'qualified nonprofit' must have received funding through specific programs or demonstrated experience in weatherization or lead remediation. The 'Secretary' refers to the Secretary of Housing and Urban Development. ‘Whole-home repairs’ encompass modifications addressing accessibility, habitability, energy efficiency, and other conditions as determined by the Secretary.

What does PILOT PROGRAM. of S 127 do?

This section establishes a pilot program to provide grants to implementing organizations for whole-home repairs for eligible homeowners and landlords. Implementing organizations providing grants to homeowners must calculate the maximum grant amount based on local construction costs and obtain Secretary approval. Loans to landlords, which may be forgivable, are also provided for whole-home repairs, with similar cost and approval requirements. The program requires coordination with other Federal, State, and local home repair programs to avoid redundancy. Implementing organizations must ensure repairs are completed and repay loans or grants if not, and return unused balances. Up to 10% of awarded funds can be used for workforce training and administrative expenses. The program mandates compliance with Federal accessibility requirements and fair housing laws. Applicants must submit a plan addressing need in various geographic areas and demonstrate a plan to preserve affordability. The Secretary will prioritize applications from states demonstrating a plan to implement the program in every jurisdiction. The Secretary is authorized to award assistance to a maximum of 10 implementing organizations, with no more than one per state, using up to $25,000,000 in funds. The pilot program will terminate on October 1, 2030.

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Whole-Home Repairs Act of 2025 — S. 127

Last updated: 1/16/2025 · Introduced: 1/16/2025

Author: John Fetterman (D-PA)

TL;DR (AI)

The Whole-Home Repairs Act of 2025 establishes a pilot program providing grants and forgivable loans to eligible homeowners and landlords for repairs addressing accessibility, habitability, and energy efficiency.
Implementing organizations, primarily local governments or states, will administer the program, coordinating with existing home repair initiatives and prioritizing applications that demonstrate statewide implementation.
The program, capped at $25 million and involving up to 10 implementing organizations (no more than one per state), will fund repairs while ensuring compliance with accessibility and fair housing laws and preserving housing affordability.

119th Congressin committeeOfficial page

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Other Sections

Includes provisions on preamble, short title., and 2 more.

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