What does Preamble of VA Home Loan Navigator Act do?

This bill proposes to amend chapter 37 of title 38, United States Code. The legislation directs the Secretary of Veterans Affairs to provide support services to veterans. These support services are intended to assist veterans in navigating housing loan benefits.

What does SHORT TITLE. of VA Home Loan Navigator Act do?

This bill is formally titled the VA Home Loan Navigator Act

What does BORROWER SUPPORT SERVICES FOR HOUSING LOANS ADMINISTERED BY THE of VA Home Loan Navigator Act do?

This section amends title 38 of the United States Code to establish a program providing borrower support services for housing loans administered by the Secretary of Veterans Affairs. The Secretary shall provide services including education, assistance with certificates of eligibility, counseling, guidance on loan processes, and foreclosure prevention. Services are voluntary and provided at no cost to the borrower. The Secretary may designate entities, prioritizing nonprofit organizations serving veterans, to provide these services. Designated entities must act as independent intermediaries and cannot act as agents for mortgage lenders or real estate professionals. Individual counselors providing services must be certified by the Secretary in consultation with the Secretary of Housing and Urban Development. The program includes conflict-of-interest protections to ensure the independence of services and borrower choice. The Secretary shall submit annual reports to Congress evaluating the program's effectiveness.

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VA Home Loan Navigator Act

Last updated: 6/23/2026 · Introduced: 6/23/2026

Author: Veronica Escobar (D-TX)

TL;DR (AI)

The bill establishes a VA Home Loan Navigator program to offer free, voluntary support services to veterans navigating housing loan benefits.
The Secretary of Veterans Affairs can designate organizations, prioritizing nonprofits, to provide services like education, counseling, and foreclosure prevention, while ensuring counselor certification and independence.
The program includes conflict-of-interest protections and requires annual reports to Congress assessing its effectiveness.

119th Congressin committeeOfficial page

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Other Sections

Includes provisions on preamble, short title., and 1 more.

3 sections

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