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Student Loan Refinancing Act of 2026

Last updated: 6/4/2026 · Introduced: 6/4/2026

Author: Michael Turner (R-OH)

TL;DR (AI)

  • The bill establishes a program allowing borrowers to refinance certain Federal student loans, including Federal Direct Stafford Loans and Federal Direct PLUS Loans, without extending the repayment period or applying origination fees.
  • Borrowers with Federal Family Education Loan program loans can also refinance these loans as refinanced Federal Direct loans under the established program.
  • Interest rates for refinanced loans are determined based on the original loan type and the date of refinancing, and borrowers are limited to refinancing a loan twice within a 10-year period.
119th Congressin committeeOfficial page

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