What does Preamble of Every Dollar Counts Act of 2026 do?

This bill, formally titled 'To amend title XXVII of the Public Health Service Act, the Employee Retirement Income Security Act of 1974, and the Internal Revenue Code of 1986 to require out-of-pocket expenditures for drugs to count towards an individual's deductible and out-of-pocket maximum,' aims to modify several federal laws. The bill proposes amendments to title XXVII of the Public Health Service Act, the Employee Retirement Income Security Act of 1974, and the Internal Revenue Code of 1986. A key provision of the bill is to require that out-of-pocket expenditures for drugs be counted towards an individual's deductible and out-of-pocket maximum.

What does SHORT TITLE. of Every Dollar Counts Act of 2026 do?

This bill is formally titled the Every Dollar Counts Act of 2026.

What does REQUIRING OUT-OF-POCKET EXPENDITURES FOR DRUGS TO COUNT TOWARDS of Every Dollar Counts Act of 2026 do?

This section amends the Public Health Service Act and the Employee Retirement Income Security Act of 1974. It requires group health plans and health insurance issuers to count out-of-pocket drug expenditures towards an individual's deductible and out-of-pocket maximum. This applies when an individual or participant/beneficiary chooses to purchase a drug without using available plan benefits.

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Every Dollar Counts Act of 2026

Last updated: 4/14/2026 · Introduced: 4/14/2026

Author: Gregory Murphy (R-NC)

TL;DR (AI)

The bill mandates that out-of-pocket drug expenses be applied toward an individual's deductible and out-of-pocket maximum.
Group health plans and health insurance issuers must recognize these out-of-pocket drug costs, even when individuals forgo plan benefits.
This legislation amends the Public Health Service Act and the Employee Retirement Income Security Act of 1974 to implement these changes.

119th Congressin committeeOfficial page

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Other Sections

Includes provisions on preamble, short title., and 1 more.

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