What does Preamble of Merchant Codes Can Save Lives Act do?

This bill aims to prohibit States from prohibiting the usage of merchant category codes established by the International Organization for Standardization. The codes include those that identify firearm merchants and ammunition merchants. The bill was introduced to the Committee on Financial Services.

What does SHORT TITLE. of Merchant Codes Can Save Lives Act do?

This bill is formally titled the 'Merchant Codes Can Save Lives Act'.

What does PREEMPTION RELATING TO MERCHANT CATEGORY CODES. of Merchant Codes Can Save Lives Act do?

This section amends title 31 of the United States Code. It adds a new subsection (h) to section 5313. This subsection prohibits states from prohibiting or deterring the usage of merchant category codes established by the International Organization for Standardization for firearm merchants or related transactions. The prohibited transactions include the purchase of firearms, firearm ammunition, ammunition components, and firearm accessories. The Attorney General is authorized to bring a civil action in district court to enforce this subsection.

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Merchant Codes Can Save Lives Act

Last updated: 1/16/2026 · Introduced: 1/16/2026

Author: Maxwell Frost (D-FL)

TL;DR (AI)

The bill prohibits states from prohibiting the use of merchant category codes for firearm merchants and related transactions.
States are barred from deterring the use of these codes for purchases of firearms, ammunition, and firearm accessories.
The Attorney General is authorized to bring civil actions to enforce the prohibition on states restricting the use of these merchant category codes.

119th Congressin committeeOfficial page

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Other Sections

Includes provisions on preamble, short title., and 1 more.

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