What does Preamble of HR 6644 do?

This section establishes the preamble for H.R. 6644. The bill aims to increase the supply of housing in America. The bill was received by the Senate on February 23, 2026.

What does SHORT TITLE; TABLE OF CONTENTS. of HR 6644 do?

This Act has a short title. A table of contents is provided for the Act.

What does Unlocking Housing Supply Through Streamlined and Modernized of HR 6644 do?

This section is titled 'Unlocking Housing Supply Through Streamlined and Modernized Reviews'.

What does Grants for planning and implementation associated with of HR 6644 do?

This section relates to grants Grants are for planning and implementation Associated with affordable housing

What does Choice in Affordable Housing. of HR 6644 do?

This section is titled 'Choice in Affordable Housing'.

What does Reforms to housing counseling and financial literacy of HR 6644 do?

This section pertains to reforms Reforms are related to housing counseling Reforms also concern financial literacy programs

What does Advancing the Mentor-Protege Program for Small Financial of HR 6644 do?

This section is titled 'Advancing the Mentor-Protege Program for Small Financial Institutions'.

What does HOUSING SUPPLY FRAMEWORKS. of HR 6644 do?

This section defines terms related to housing supply frameworks. The Assistant Secretary must publish guidelines and best practices for State and local zoning frameworks within 3 years. The guidelines will include recommendations for reducing parking minimums, increasing maximum floor area ratio requirements, and more. A task force will be established to provide consultation on the guidelines, including urban planners, housing developers, and community members. The guidelines will consider the effects on eligibility for Federal discretionary grants and tax credits. A report will be submitted to Congress 5 years after the guidelines are published, describing the adoption of recommendations by States and localities. The section abolishes the Regulatory Barriers Clearinghouse and repeals the relevant section of the Housing and Community Development Act of 1992.

What does ACCELERATING HOME BUILDING GRANT PROGRAM. of HR 6644 do?

This section establishes an Accelerating Home Building Grant Program as a pilot program. The Secretary may award grants to eligible entities to review designs of mixed-income housing and designate them for inclusion in pattern books. Grant funds cannot be used for construction, alteration, or repair work. The Secretary will consider factors like the need for affordable housing, presence of high opportunity areas, and coordination with state and transportation agencies when reviewing applications. At least 10% of funds must be set aside for grants to eligible entities in rural areas. Eligible entities must report on the program's impact on affordable housing production and supply, including permit and housing unit numbers. The Secretary is encouraged to make pattern books publicly available and disseminate best practices. The Secretary may require repayment of grant amounts if an entity does not approve a sufficient number of permits using pattern book designs. The pilot program will terminate seven years after the enactment of this section.

What does FEDERAL GUIDELINES FOR POINT-ACCESS BLOCK BUILDINGS. of HR 6644 do?

The Secretary of Housing and Urban Development must issue guidelines for point-access block buildings within 18 months. The guidelines will provide model code language, best practices, and technical guidance for States and localities. The Secretary must consider factors like fire safety, construction costs, and flexibility for diverse consumer needs. The Secretary will coordinate with the International Code Council to incorporate provisions into the International Building Code. A grant program may be established to award competitive grants for pilot projects evaluating point-access block buildings.

Back to bills

HR. 6644 — Housing for the 21st Century Act

Housing for the 21st Century Act

Updated: 2/23/2026

TL;DR (AI)

The Housing for the 21st Century Act aims to increase the supply of housing in America by streamlining and modernizing reviews related to housing activities.
The Act establishes grants for planning and implementation associated with affordable housing, as well as reforms to housing counseling and financial literacy programs.
It also creates an Accelerating Home Building Grant Program to review designs of mixed-income housing and designate them for inclusion in pattern books.
The Act makes changes to multifamily loan limits, updates rules for the HOME Investment Partnerships Program, and adds exceptions for small-scale housing and community land trusts.
Additionally, it establishes a pilot program for escrow accounts to help families achieve economic independence and self-sufficiency, and requires the Secretary of Housing and Urban Development to testify annually before Congress on Department operations and progress on affordable housing.

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