What does FINDINGS. of HR 6511 do?

This section outlines findings related to real-estate owner financing. Owner financing is a transaction where the property owner provides financing to the buyer. The owner finance industry serves underserved buyers who cannot obtain traditional financing. Owner financers are governed by state and federal laws. Owner financing is expected to benefit home values and neighborhood stabilization.

What does REPORT ON OWNER FINANCING. of HR 6511 do?

The Secretaries of Housing and Urban Development and Treasury will conduct a joint study on owner financing. The study will examine homes bought for under $150,000 or 60% of the median home value using owner financing. The study will also investigate the potential benefits of increased owner financing on home values and wealth creation. A report will be issued to Congress within 1 year of the enactment of this Act. The report will include findings from the study and data on owner financing transactions from the past 20 years.

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Affordable Homeownership Access Act — HR. 6511

Last updated: 12/9/2025 · Introduced: 12/9/2025

Author: Andy Barr (R-KY)

TL;DR (AI)

This bill directs a study of owner financing transactions, focusing on homes priced under $150,000 or 60% of the median home value.
The study will examine the potential benefits of owner financing, including impacts on home values and wealth creation.
A report detailing the study's findings and historical data on owner financing will be submitted to Congress within one year of enactment.

119th Congressin committeeOfficial page

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Includes provisions on preamble, short title., and 4 more.

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