What does Preamble of HR 6425 do?

This bill is formally titled 'To establish a national strategy for combating scams, and for other purposes.' The bill aims to establish a national strategy for combating scams.

What does SHORT TITLE. of HR 6425 do?

This bill is formally titled the National Strategy for Combating Scams Act of 2025.

What does FINDINGS. of HR 6425 do?

This section outlines findings related to scams and fraud in the United States. An estimated 141,500,000 adults in the U.S. have experienced scams or had sensitive information used fraudulently. Consumer losses to fraud exceeded $12,000,000,000 in 2024, a 25% increase from the previous year, with imposter scams being prevalent. Criminals are increasingly utilizing Generative Artificial Intelligence, including voice deepfakes, to perpetrate scams. Scams disproportionately affect older adults, potentially harming their mental health and financial stability. Multiple federal agencies are involved in countering scams, but often operate independently. The Government Accountability Office recommends that the Federal Bureau of Investigation lead the development of a National Strategy for Combating Scams.

What does NATIONAL STRATEGY FOR COMBATING SCAMS. of HR 6425 do?

This section establishes a working group within the Federal Bureau of Investigation (FBI) to develop a National Strategy for Combating Scams. The working group must include representatives from various federal agencies, including the Federal Trade Commission, the Consumer Financial Protection Bureau, and the Department of Homeland Security. The National Strategy must incorporate feedback from diverse community stakeholders, such as scam survivors, older adults, individuals with disabilities, and relevant businesses and organizations. The strategy must define 'scam' and analyze associated risks, prevention methods, and agency roles. It also requires an analysis of maintaining a government-wide estimate of scams and dollar losses. The working group is tasked with improving consumer complaint reporting, coordinating efforts between agencies, and enhancing data collection and interoperability. The strategy should address coordination with foreign countries to combat scams originating abroad. The National Strategy for Combating Scams must be submitted to congressional committees and made publicly available. The working group is required to update the National Strategy at least once every five years.

What does ADOPTION OF COMMON DEFINITION OF ``SCAM''. of HR 6425 do?

This section requires the Federal Bureau of Investigation, the Federal Trade Commission, and the Consumer Financial Protection Bureau to adopt a common definition of 'scam'. The adoption of this definition must occur within one year of the publication of the National Strategy for Combating Scams under section 3(c). If the National Strategy is updated by a working group as described in section 3(d), these agencies must adopt the updated definition within one year of that update.

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National Strategy for Combating Scams Act of 2025 — HR. 6425

Last updated: 12/4/2025 · Introduced: 12/4/2025

Author: Gabe Amo (D-RI)

TL;DR (AI)

This bill establishes a working group within the FBI to develop a National Strategy for Combating Scams, incorporating input from various agencies and community stakeholders.
The strategy will define 'scam,' analyze associated risks, and coordinate efforts to improve consumer complaint reporting and data collection.
The FBI, FTC, and CFPB are required to adopt a common definition of 'scam' within one year of the National Strategy's publication or subsequent updates.

119th Congressin committeeOfficial page

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Other Sections

Includes provisions on preamble, short title., and 3 more.

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