What does Preamble of IMPACT Act of 2025 do?

This bill proposes to amend the Patient Protection and Affordable Care Act. The stated purpose is to expand eligibility for catastrophic plans.

What does SHORT TITLE. of IMPACT Act of 2025 do?

This bill is formally titled the Improved Medical Patients Affordable Care Today Act of 2025.

What does FINDINGS. of IMPACT Act of 2025 do?

This section outlines findings related to healthcare access and affordability. Congress finds that access to affordable, quality healthcare is paramount for citizens. Addressing affordability issues and stabilizing insurance markets are considered important. Reducing uncompensated care from uninsured patients is deemed critical for provider stability and the healthcare system.

What does EXPANDING ELIGIBILITY FOR CATASTROPHIC PLANS. of IMPACT Act of 2025 do?

This section amends Section 1302(e)(2) of the Patient Protection and Affordable Care Act. The amendment modifies subparagraph (B)(ii) by adding 'or'. A new subparagraph (C) is added to define eligibility for catastrophic plans. Eligibility for catastrophic plans now includes individuals determined ineligible or reasonably expecting to be ineligible for the premium tax credit or reduced cost-sharing. The amendments apply to plan years beginning on or after six months of enactment.

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IMPACT Act of 2025

Last updated: 12/4/2025 · Introduced: 12/4/2025

Author: Max Miller (R-OH)

TL;DR (AI)

The bill amends the Affordable Care Act to expand eligibility for catastrophic health plans.
Individuals who are ineligible for, or reasonably expect to be ineligible for, premium tax credits can now qualify for catastrophic plans.
These changes apply to health plans starting six months after the bill's enactment.

119th Congressin committeeOfficial page

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Other Sections

Includes provisions on preamble, short title., and 2 more.

4 sections

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