What does Preamble of ROAD to Housing Act of 2025 do?

This bill aims to increase the supply of affordable housing in America. The bill was introduced in the House of Representatives on December 1, 2025. It was introduced by Mrs. McClain and Mr. Himes.

What does SHORT TITLE. of ROAD to Housing Act of 2025 do?

This Act has a short title The short title is the 'Renewing Opportunity in the American Dream to Housing Act of 2025' An alternative short title is the 'ROAD to Housing Act of 2025'

What does REFORMS TO HOUSING COUNSELING AND FINANCIAL LITERACY of ROAD to Housing Act of 2025 do?

This section amends Section 106 of the Housing and Urban Development Act of 1968 to require that recipients of housing counseling assistance are geographically diverse and include organizations serving urban or rural areas. The Secretary is authorized to conduct periodic on-site reviews and performance reviews of participating agencies, considering compliance with program requirements and counselor performance. The definition of 'covered mortgage loan' is expanded to include loans insured by the Federal Housing Administration, guaranteed under the Housing and Community Development Act of 1992, and those made, guaranteed, or insured by the Department of Veterans Affairs and the Department of Agriculture. The Secretary may require continued education, retesting, or permanently suspend counselor certifications if they demonstrate a lack of competence, provided it won't significantly reduce counseling capacity. The Secretary may deny renewal of assistance to organizations not complying with program requirements, based on performance reviews and regulations, with a 60-day notice period and opportunity for an informal conference. Borrowers with covered mortgage loans who are 30 or more days delinquent are to be given an opportunity to participate in housing counseling. If certain conditions of the National Housing Act are met, the Mutual Mortgage Insurance Fund will pay for the counseling costs for delinquent borrowers with FHA-insured loans.

What does RENTAL ASSISTANCE DEMONSTRATION PROGRAM. of ROAD to Housing Act of 2025 do?

This section amends the Rental Assistance Demonstration program Amendments include changes to provisos and insertion of new language The Secretary must annually assess and publish findings on the program's impact The program's conversion does not diminish property owner or tenant rights Tenant protections and rights remain in effect for converted properties

What does INCREASING HOUSING IN OPPORTUNITY ZONES. of ROAD to Housing Act of 2025 do?

This section defines a 'covered grant' as a competitive grant related to housing activities. Covered grant activities include construction, modification, rehabilitation, or preservation of housing. The Secretary of Housing and Urban Development can prioritize applicants located in or serving qualified opportunity zones.

What does HOUSING SUPPLY FRAMEWORKS ACT. of ROAD to Housing Act of 2025 do?

This section aims to address the housing supply shortage in the United States. It identifies regulatory barriers at the State and local levels as a key factor in the shortage. The section establishes guidelines for State and local zoning frameworks to support the production of adequate housing. It requires the Assistant Secretary to publish guidelines and best practices for State and local zoning frameworks. The section also abolishes the Regulatory Barriers Clearinghouse and requires reporting on the adoption of guidelines and best practices.

What does WHOLE-HOME REPAIRS ACT. of ROAD to Housing Act of 2025 do?

This section establishes the Whole-Home Repairs Act. The Act provides grants to implementing organizations for whole-home repairs programs. Eligible homeowners and landlords can receive grants or loans for repairs. The program aims to address physical and sensory accessibility, habitability, and energy efficiency. The Secretary of Housing and Urban Development will administer the program. The program will terminate on October 1, 2031. Up to $30,000,000 in funds can be used to carry out the pilot program. Implementing organizations must submit annual reports to the Secretary.

What does COMMUNITY INVESTMENT AND PROSPERITY ACT. of ROAD to Housing Act of 2025 do?

This section amends the Revised Statutes and the Federal Reserve Act. The amendment involves striking the term '15' and inserting '20' in the fifth sentence of specific sections. The specific sections being amended are the Eleventh paragraph of section 5136 of the Revised Statutes (12 U.S.C. 24) and section 9(23) of the Federal Reserve Act (12 U.S.C. 338a).

What does BUILD NOW ACT. of ROAD to Housing Act of 2025 do?

This section defines terms related to housing growth and development. The Secretary of Housing and Urban Development adjusts Community Development Block Grant allocations based on housing growth improvement rates. Eligible recipients with high housing growth improvement rates may receive bonus allocations, while those with low rates may have their allocations decreased. The Secretary calculates housing units using data from the Bureau of the Census and makes adjustments as needed. The Secretary publishes an annual report on housing growth improvement rates and notifies eligible recipients of their rates.

What does BETTER USE OF INTERGOVERNMENTAL AND LOCAL DEVELOPMENT (BUILD) of ROAD to Housing Act of 2025 do?

This section amends the Department of Housing and Urban Development Act to allow the Secretary to designate assistance for a special project for environmental review purposes. The designation described in subsection (a) does not apply to assistance where a procedure for carrying out responsibilities under the National Environmental Policy Act is already specified in law. Section 305(c) of the Multifamily Housing Property Disposition Reform Act of 1994 is amended to include Indian tribes alongside states and local governments. The definition of 'Indian tribe' for purposes of this section refers to a federally recognized tribe as defined in the Native American Housing Assistance and Self-Determination Act of 1996.

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ROAD to Housing Act of 2025

Last updated: 12/1/2025 · Introduced: 12/1/2025

Author: Lisa McClain (R-MI)

TL;DR (AI)

The bill aims to increase the supply of affordable housing in America through various programs and reforms.
It amends housing counseling assistance requirements to ensure geographic diversity and improve counselor performance standards.
The Rental Assistance Demonstration program is amended to enhance tenant protections and require annual assessments of its impact.
A Whole-Home Repairs Act is established to provide grants for home repairs, focusing on accessibility and energy efficiency.
The bill creates an Innovation Fund grant program to incentivize local governments demonstrating housing supply growth.
It introduces a Blighted Building to Housing Conversion Program to convert vacant structures into attainable housing.
The legislation modifies loan limits and eligibility criteria for various housing assistance programs, including those for manufactured homes.

119th Congressin committeeS. 2651(In Committee)Official page

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