What does Preamble of Combatting Money Laundering in Cyber Crime Act of 2025 do?

This bill, formally titled 'To strengthen the authority of the United States Secret Service to investigate various crimes related to digital asset transactions and to counter transnational cyber criminal activity,' aims to enhance the Secret Service's investigative powers. The bill focuses on crimes related to digital asset transactions, including unlicensed money transmitting businesses, structured transactions, and fraud against financial institutions. It seeks to counter transnational cyber criminal activity.

What does SHORT TITLE. of Combatting Money Laundering in Cyber Crime Act of 2025 do?

This bill is formally titled the Combatting Money Laundering in Cyber Crime Act of 2025

What does EXPANSION OF UNITED STATES SECRET SERVICE INVESTIGATIVE of Combatting Money Laundering in Cyber Crime Act of 2025 do?

This section amends Section 3056(b) of Title 18, United States Code. Paragraph (1) is modified to include 1960 alongside 871 and 879. Paragraph (3) is amended to include 'money laundering, structured transactions' after 'documents or devices'. The phrase 'federally insured' is removed from paragraph (3). Paragraph (3) is updated to include ', as defined in section 5312 of title 31' after 'institution'.

What does FINCEN EXCHANGE. of Combatting Money Laundering in Cyber Crime Act of 2025 do?

This section amends Section 310(d)(3)(A) of title 31, United States Code

What does INTERNATIONAL FINANCIAL INSTITUTIONS. of Combatting Money Laundering in Cyber Crime Act of 2025 do?

This section amends Section 7125(b) of the Otto Warmbier North Korea Nuclear Sanctions and Enforcement Act of 2019. The amendment involves changing a numerical value within that section. The number '6' is to be removed and replaced with '10'.

What does REPORT. of Combatting Money Laundering in Cyber Crime Act of 2025 do?

This bill, formally titled 'To strengthen the authority of the United States Secret Service to investigate various crimes related to digital asset transactions and to counter transnational cyber criminal activity, including unlicensed money transmitting businesses, structured transactions, and fraud against financial institutions, and for other purposes,' mandates a study of the implementation of section 6102 of the Anti-Money Laundering Act of 2020. The Government Accountability Office (GAO) is required to conduct this study and submit a report to the House Committee on Financial Services and the Senate Committee on Banking, Housing, and Urban Affairs. The study must be completed within one year of the Act's enactment. The GAO's focus will be on evaluating law enforcement's ability to identify and deter money laundering in cyber crimes.

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Combatting Money Laundering in Cyber Crime Act of 2025

Last updated: 4/15/2026 · Introduced: 10/31/2025

Author: Scott Fitzgerald (R-WI)

TL;DR (AI)

The bill expands the United States Secret Service's authority to investigate crimes including money laundering and structured transactions related to digital asset transactions and other offenses.
It modifies existing sanctions related to North Korea by changing a numerical value within the Otto Warmbier North Korea Nuclear Sanctions and Enforcement Act of 2019.
The Government Accountability Office will conduct a study and report to Congress on law enforcement's ability to combat money laundering in cyber crimes.

119th Congressin committeeS. 1273(In Committee)Official page

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Includes provisions on preamble, short title., and 4 more.

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