What does Preamble of End Junk Fees for Renters Act do?

This bill, formally titled 'To prohibit owners of covered dwelling units from assessing or collecting certain fees from tenants, and for other purposes,' aims to restrict fees that owners of covered dwelling units can charge to tenants.

What does SHORT TITLE. of End Junk Fees for Renters Act do?

This bill is formally titled the End Junk Fees for Renters Act.

What does RENTAL JUNK FEES. of End Junk Fees for Renters Act do?

This section addresses rental junk fees and aims to regulate certain fees charged to tenants. It prohibits owners of covered dwelling units from assessing application fees and tenant screening fees. Late fees are restricted; they must be less than 3% of the monthly rent and cannot be imposed until 15 days after the rent due date. Owners are required to disclose the total monthly amount due, past litigation, ongoing maintenance issues, and rent increases over the past 10 years before a lease is signed. The 'appropriate regulator' responsible for enforcement varies depending on the type of Federally backed mortgage loan associated with the dwelling unit, potentially including the Secretary of Housing and Urban Development, the Secretary of Veterans Affairs, the Secretary of Agriculture, and the Director of the Federal Housing Finance Agency. A 'covered dwelling unit' is defined as either a unit receiving Department assistance or one subject to a Federally backed mortgage loan.

What does RULEMAKING. of End Junk Fees for Renters Act do?

This section requires the Bureau of Consumer Financial Protection and the Federal Trade Commission to issue a rule within 180 days of the section's enactment. The rule must define the term 'junk fee' with respect to rental housing. The rule must also find that providing information about unpaid 'junk fees' to consumer reporting agencies violates the Fair Debt Collection Practices Act.

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End Junk Fees for Renters Act

Last updated: 12/19/2025 · Introduced: 6/24/2025

Author: Maxwell Frost (D-FL)

TL;DR (AI)

This bill prohibits landlords from charging application and tenant screening fees for covered rental units, which include those receiving federal assistance or with federally backed mortgages.
It limits late fees to less than 3% of monthly rent and requires landlords to disclose total monthly costs, past litigation, maintenance issues, and rent increases over the past 10 years before a lease is signed.
The Bureau of Consumer Financial Protection and the Federal Trade Commission must define 'junk fees' in rental housing and prohibit reporting unpaid junk fees to consumer reporting agencies.

119th Congressin committeeOfficial page

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Other Sections

Includes provisions on preamble, short title., and 2 more.

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