What does Preamble of Save Our Small Farms Act of 2025 do?

This bill amends the Federal Agriculture Improvement and Reform Act of 1996. It aims to assist farmers utilizing the noninsured crop disaster assistance program. The proposed changes include lowering coverage costs, reducing paperwork, and increasing payouts. The bill also seeks to incentivize farmers to transition to comprehensive insurance policies under the whole farm risk management insurance plan. This incentive involves offering progressive premium discounts for committing to purchase a whole farm insurance plan.

What does SHORT TITLE. of Save Our Small Farms Act of 2025 do?

This bill is formally titled the Save Our Small Farms Act of 2025.

What does ADMINISTRATION AND OPERATION OF NONINSURED CROP ASSISTANCE of Save Our Small Farms Act of 2025 do?

This section amends Section 196 of the Federal Agriculture Improvement and Reform Act of 1996. The amendments expand the types of crops eligible for assistance, including those with a local average market price. The legislation establishes a streamlined application process for producers, particularly those with diverse, small-scale, or direct-to-consumer production systems. It allows for reduced acreage reporting and submission of two reports per year. A revenue-based coverage option is established, accepting IRS Tax Form Schedule F for historical revenue. Producers can transition to a whole farm plan with premium discounts (25%, 50%, and 50% over three years) based on certification and revenue history. The Secretary must issue regulations within 90 days of the Save Our Small Farms Act of 2025 to ensure premium discounts are only available to producers transitioning to a whole farm plan. Producers of rapidly deteriorating crops can submit loss notifications within 120 hours. Appraisals of crop acreage can utilize remote methods like photographs and drone footage. The payment rate for certain losses is increased to 100 percent. The maximum coverage amount is increased for certain producers, including limited resource, beginning, socially disadvantaged farmers, veteran farmers, and those participating in the streamlined revenue-based option.

What does WHOLE FARM REVENUE PROTECTION. of Save Our Small Farms Act of 2025 do?

This section amends Section 522(c) of the Federal Crop Insurance Act. It modifies provisions related to whole farm revenue protection, including participation by producers marketing direct-to-consumers and through local markets. The liability limitation for whole farm revenue protection is removed. It mandates reviews of insurable revenue limitations to cover financial risks associated with high-value agricultural products, with reports submitted to Congress. Modifications are required to improve the plan's effectiveness for specialty crops and diversified farms, including adjustments to historical revenue calculations and agent incentives. The Risk Management Agency is required to continue offering the micro farm insurance plan and implement modifications to improve its effectiveness, such as allowing vertically integrated operations to access coverage.

What does SINGLE INDEX INSURANCE POLICY. of Save Our Small Farms Act of 2025 do?

This section amends the Federal Crop Insurance Act to establish a 'Single Index Insurance Policy'. The policy aims to insure against agricultural income losses due to covered weather conditions, such as high winds, excessive moisture, extreme heat, and drought. Research and development for the policy must ensure coverage availability in all 50 states and related territories. Policyholders may have the option to 'buy-up' or 'buy-down' coverage levels based on adjusted gross income, with limitations. Priority features of the policy may include coverage for losses to all covered crops and commodities, timely payments, seasonal coverage, and consideration for underserved producers. The Corporation is required to hold stakeholder meetings and consult with actuaries during research and development. A report detailing the research and development results and recommendations will be made publicly available within one year of enactment.

Back to bills

Save Our Small Farms Act of 2025

Last updated: 4/18/2025 · Introduced: 3/27/2025

Author: Jahana Hayes (D-CT)

TL;DR (AI)

The Save Our Small Farms Act of 2025 amends existing agricultural legislation to expand eligibility and streamline the application process for the noninsured crop disaster assistance program, particularly for small-scale producers.
The bill incentivizes farmers to adopt whole farm risk management insurance plans by offering progressive premium discounts and removing liability limitations for whole farm revenue protection.
It establishes a new 'Single Index Insurance Policy' to protect agricultural income against weather-related losses, requiring research and development to ensure broad coverage and consideration for underserved producers.

119th Congressin committeeOfficial page

Verified Votes

No verified votes yet.

Community Votes

No community votes yet. Be the first!

Voting as guest · Sign in for verified votes

Other Sections

Includes provisions on preamble, short title., and 3 more.

5 sections

Click "Show details" to explore individual sections. Use the community vote above or visit All Sections to vote per section.

Read official text

Want the full experience?

Create a free account to cast verified votes on each section, get a personalized summary, and track your voting history.

Create Free Account